Financing made possible for every car buyer
Spinny Capital works with you
Check your loan eligibility
Fill in a form online to know your loan eligibility in minutes, without impacting your credit score.
Upload documents
Upload your documents online and you’ll be served the best finance deal, customized just for you by our finance partners.
Same-day approval
Avail of the Spinny Capital deal, get same-day approval and complete disbursal formalities at your convenience.
Home delivery
Your polished, cleaned and serviced Spinny Assured® car is delivered the same day, right at your doorstep.
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Make a wish, get your desired car!
Our Finance Partners
A loan process that’s easy to love
- You think it’s not possible! But it is. Finding a car has never been easy. I got a city top for an unbelievable deal. The loan assistance was so prompt. Liked the car. Took it home same day. Effortless. Indescribable. Happy 😊
- Kunj Behari Beriwala, Honda City
- Gurugram
- Excellent service from Spinny right from test drive to delivery. Will recommend to everyone good support from Sreekanth for home delivery and loan process also done better and faster within a single day my loan is approved for this special thanks to Imtiaz. Thanks to Spinny&team.
- Arun, Grand i10 Asta
- Hyderabad
- Great place to buy a used car. Mostly all the cars are in great condition & my eyes were glued to only one, 'The Fluidic Verna 1.6'. Pityajit is really good with loan disbursal and had been really helpful.
- Rituraj, Hazarika, Fluidic Verna
- Kolkata
Frequently Asked Questions
How is my loan eligibility determined?
Your eligibility for a car loan from Spinny is determined on the basis of parameters such as:
- Income
- Type of residence ownership
- Past credit and banking history
- Credit score maintained by an accredited credit rating agency
What factors impact my loan interest rate?
The interest rate you are offered for your car finance is dependent on your credit score as well as overall income profile. These parameters are examined at the time of your loan application to determine the interest rate on your choice of car.
How much of the car’s price can I finance?
With Spinny Capital, upto 100%* of the car’s price can be financed with a car loan. The actual funding amount, as well as the interest rate, will depend on your choice of car and credit profile.
*This is dependent on the finance partner, customer credit history and other parameters. We can only give a fair idea once we get all the details from you.
I have not decided on a car, can I get a pre-approved loan?
Yes, you can get a pre-approved loan even if you have not decided on a car yet. We understand that choosing your dream car can take time.
What if I take a loan and return my car back in the 5-day guarantee period ?
In the event that you return the Spinny Assured car in the 5-day money back guarantee period, the loan shall be cancelled. Your down payment will be refunded and any additional charges will be borne by Spinny. Your money is safe with us!
Is Spinny Capital available in all locations?
Spinny Capital is currently available in all locations where Spinny Car Hubs are located. We have partnered with multiple financiers at other locations as well to provide you with financing opportunities. Please feel free to reach us out at 727-727-7275 to confirm availability.